- Fixed term (2 years) savings account
- Minimum monthly subscription £1 maximum monthly subscription £200
- You are not required to make monthly subscriptions however, if a monthly subscription is missed this cannot be caught up in subsequent months
- Variable interest rate
- Compounded interest on 31st December and closure
- Only one account per individual (no joint accounts) over the age of 16 and a UK resident
- Maximum of two withdrawals per calendar year (Jan-Dec) to minimum balance of £1
- No closures prior to maturity other than in the event of death
- Maturity to an instant access shares account unless specified otherwise