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Elspeth and Zack, Penrith Building Society

Who we are

Where saving, home-buying, and community come together — that’s who we are.

At Penrith Building Society, we’ve been helping people make the most of their money since 1877 — whether you’re saving for something special or buying a home to call your own.

We’re based in the beautiful town of Penrith, Cumbria, and proud to support members both locally and across the UK with a range of savings accounts and mortgages that fit real lives.

Because we’re a mutual organisation, we’re owned by our members, not shareholders. That means when you join us, you’re not just a customer — you’re part of a community where your needs come first and your voice is heard.

We care deeply about the place we call home and love getting involved in projects that make a difference — supporting local charities, events, and initiatives that help our community grow and thrive.

At Penrith Building Society, it’s about more than money — it’s about people, community, and growing together.

Our Values

Background Elements

We support, care and make a difference.

We are one team, accessible to all.

We act responsibly, keep our promises and do the right thing.

Our members are people, not numbers. We will listen, help and act with empathy.

We embrace change with courage and curiosity, always learning and improving.

We support, care and make a difference.

We are one team, accessible to all.

We act responsibly, keep our promises and do the right thing.

Our members are people, not numbers. We will listen, help and act with empathy.

We embrace change with courage and curiosity, always learning and improving.

Our Community

Being part of the community means more than simply offering financial services. It’s about actively supporting the people, charities, and organisations that make our local area such a special place to live and work. Penrith Building Society is committed to maximising its positive impact through direct financial support, volunteering, sponsorship, and fundraising initiatives.

Volunteering

Our commitment to community shines through our volunteering, as our team uses dedicated days to make a meaningful difference across local causes.

Fundraising

We’re dedicated to supporting local causes through monthly charity donations, matched fundraising, and hands-on help for the people and organisations making a difference in our community.

Sponsorship

From community projects to school support and event sponsorship, we’re focused on strengthening our area and helping it flourish.

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Your eligible deposits held by a UK establishment of Penrith Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.

Further information is available here »»
(PDF Version)

Or visit www.fscs.org.uk.

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